Planning a wedding, anniversary, or baby shower? We know planning events takes energy. Unfortunately you can't plan for everything like extreme weather, accidents, or illness that could leave you in a tough spot. Luckily, event insurance can help protect your event!
The cost of wedding liability insurance can range from $75 to $235, depending on coverage limits and coverage options chosen. Liability limits start at $500,000 and liquor liability coverage can be excluded if there is no alcohol being served at the event (lowering the premium).
Event cancellation insurance can start as low as $130. The cost is based on the overall wedding budget, so you can make sure you have the most coverage for all of your deposits and expenses.
Get protection for your wedding and you could save!
You could save up to 15% by purchasing both wedding liability and wedding cancellation coverage, and rest easy knowing your wedding is protected**.
**10% for residents of FL
Event cancellation: helps reimburse you for lost deposits and non-refundable amounts if you have to cancel or postpone your event due to unforeseen circumstances such as vendor bankruptcy, accident or illness, extreme weather and military deployment.
Event cancellation protection also covers additional expenses you may incur to avoid cancelling your event, and pays for other losses or damages, such as:
Coverage can be purchased anytime up to 14 days before your event, and policies can start as low as $130.
Event liability: helps protect you if someone causes property damage to the venue or someone is injured at your event. Up to $2 million in coverage can be purchased any time up to 1 day before your event. Policies start as low as $75.
*Event cancellation policy must have been purchased at least 15 days prior to the prediction of the threat of extreme weather.
It's a good idea to purchase event insurance as soon as you begin to put down deposits for your event. Venues, caterers, photographers, and other vendors usually require a significant deposit up front with the remainder due closer to the day of the event.
Will event insurance cover the event if weather forces us to postpone or cancel?Coverage may be provided if weather conditions are extreme enough to prevent the honoree, the honoree's immediate family, an active participant in the event or more than half of the guests from attending your event. However, the event cancellation policy must have been purchased at least 15 days in advance of the anticipated or actual extreme weather or act of nature.
Does event cancellation insurance cover pandemics?Unfortunately, cancellation due to infectious disease, pandemic or epidemic, including the fear or threat, whether actual or perceived is not covered under these policies.
What events are not covered by event insurance?You can reach the sales team at (800) 541-7703.
Sales 8:00 AM – 9:00 PM (ET)You can reach GEICO customer service at (855)-716-2302.
Service 9:00 AM – 5:30 PM (ET)Please note:
*All coverages under the policy, including Cancellation/Postponement coverage, exclude loss or damage arising out of infectious disease, pandemic or epidemic, including the fear or threat, whether actual or perceived. This includes, but is not limited to, loss or damage arising out of COVID-19.
When you click on "Get a quote online" or "Get a event insurance quote" link you will be taken to a site owned by Markel®, not GEICO. GEICO has no control over the privacy practices of the company mentioned above and assumes no responsibilities in connection with your use of their website. Any information that you directly provide to them is subject to the privacy policy posted on their website.
Event coverages are written through non-affiliated insurance companies and are secured through the GEICO Insurance Agency, LLC.